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How Payday Loan & Cash Advances Work


1200PaydayLoans.com connects Payday Loan and Cash Advance customers to our 700+ Licensed Vendors across the U.S.

A Payday Loan or Cash Advance is a short-term cash loan that requires no credit check* and can be completed as quick as 15 minutes. Loan amounts vary from $100 to $1,200 depending on the Licensed Vendors' location.

Step One:
Start by completing our easy 2 minute "Payday Loan/Cash Advance Form" by clicking the "Process Check" button above. Then fill in your information and the Payday Loan amount you want.

Step Two:
The next step is to select the nearest Licensed Payday Loan Vendor store to you. Normally you will be shown four stores, so there should be one close to you.

Step 3:
THAT'S IT! A Payday Loan specialist from one of our Licensed Vendors will call you straight back, and arrange a time when you can visit their store.

When you arrive at one of our Licensed Vendor Payday Loan stores a Payday Loan Manger will assist you in getting the cash you need, and will do everything in their power to get you approved. 1200PaydayLoans.com loves to say YES!

Ready to get the cash you need? All it takes is 15 minutes!